Private Plans

These plans are also known as private insurance. These policies can be obtained for individuals, families, small business employees & the self-employed. 

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FACTS:

  • You choose the insurance company, plan & options

  • Ability to renew or change health insurance year round

  • Year round enrollment

  • Not tied to you job or occupation

  • Ability to select a plan that includes the doctors & hospitals you trust

  • The best ones offer PPO networks

  • Offering better coverage, stronger networks, lower premiums & lower deductibles 

  • Require medical underwriting (Must be in relatively good health to be accepted) 

  • Underwriting usually takes a few days & up to a couple of weeks

  • Must apply for coverage (NOT guaranteed acceptance)

  • No government assistance