EMPLOYER GROUP PLANS
These are employer-sponsored group plan. This health policy is selected & purchased by the employer. These plans are offered to eligible employees & their dependents.
FACTS:
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The employer will typically share the premium cost with the employee (often splits premiums)
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Most predominant & lowest cost way Americans obtain health insurance today
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ACA plans aka ObamaCare plans
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Employer chooses plan options
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Employer does ALL the work
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Employer premium contributions are NOT subject to federal taxes
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Employee contributions are paid with pre-tax income (lowers employees taxable income)